How To Link Aadhaar With ESIC Card?

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Do you have an ESIC card but haven’t linked it with your Aadhaar yet? You’re not alone! Many people are unsure about the process or its benefits. But fear not! This blog is your one-stop guide to linking your Aadhaar with your ESIC card. We’ll explain why it’s important, walk you through the steps involved (both online and offline), and address any concerns you might have. By the end, you’ll be ready to streamline your access to ESIC services and benefits. But let us first understand what is ESIC card.

What Is ESIC?

The ESI card is a health insurance card issued to employees registered under the ESI scheme. This card allows workers and their dependents to access medical and sickness benefits at ESI network hospitals and dispensaries. It is a magnetic smart card containing the insured person’s and their dependents’ names, addresses, insurance numbers, photographs, and biometric details like fingerprints. These details are recorded based on the information provided by employers during registration on the ESIC portal. Each insured worker receives two cards: one for personal use and one for their dependents. The card is essential for availing of medical services under the ESI Act 1948.

Also, Read: How To Apply For Rs. 5000 Loan On Aadhaar Card?

Understanding ESIC and Its Advantages

The Employees’ State Insurance Corporation (ESIC) is a social security scheme in India, established in 1948, that provides comprehensive medical benefits to insured employees and their dependents. It offers a range of services, including:

• Cash benefits during sickness and maternity leave.
• Medical care for insured individuals and their families through designated hospitals and dispensaries.
• Unemployment allowance in case of job loss due to retrenchment.

The objectives and advantages of integrating the Aadhaar number and showing the Aadhaar Status in the ESIC Panchdeep Application are outlined as follows:

1. The Aadhaar status can be utilized to consolidate contributions from duplicate insured individuals.

2. The Aadhaar status can facilitate electronic Know Your Customer (e-KYC) processes; after e-KYC, the system will possess demographic details of the beneficiaries verified by the Unique Identification Authority of India (UIDAI).

3. The Aadhaar status can be employed to authenticate beneficiaries at the point of service delivery.

Why Link Aadhaar with Your ESIC Card?

The Government of India encourages linking your Aadhaar card with your ESIC account for several reasons:

1. Simplified Access: Aadhaar seeding streamlines the process of accessing ESIC services online. This includes logging into the ESIC portal, applying for benefits, and checking claim status.

2. Faster Claim Processing: Linking Aadhaar reduces the need for manual verification, potentially leading to quicker claim processing for medical expenses and other benefits.

3. Enhanced Security: Aadhaar verification helps prevent fraudulent claims and identity theft, ensuring benefits reach the rightful beneficiaries.

4. Improved Efficiency: Aadhaar seeding allows for better data management within the ESIC system, leading to overall operational efficiency.

Who Should Link Aadhaar with ESIC?

• Existing ESIC Cardholders: All insured employees registered under ESIC should link their Aadhaar for a smoother experience.
• Dependents: If you’re a dependent seeking coverage under ESIC schemes (e.g., spouse, children), linking your Aadhaar with the insured employee’s ESIC account is crucial.

Linking Your Aadhaar with ESIC: A Two-Step Approach

There are two primary methods for linking Aadhaar with your ESIC card:

1. Online Linking:

Prerequisites:

• You must be a registered ESIC member with a valid ESIC registration number.
• You need a valid Aadhaar number linked to your mobile phone to receive OTPs (One-Time Passwords).

Steps:

1. Visit the official ESIC website.

2. Login to the ESIC portal using your ESIC registration number and password.

3. Navigate to the “Aadhaar Seeding” section within the portal (specific instructions may vary).

4. Enter your 12-digit Aadhaar number and click “Submit.”

5. You will likely receive an OTP on your Aadhaar-registered mobile phone. Enter the OTP to verify your identity.

In some cases, the system might prompt for biometric authentication (fingerprint or iris scan) for verification.

Upon successful verification, you’ll receive a confirmation message indicating your Aadhaar has been linked to your ESIC account.

Also, Read: 50000 Loan on Aadhaar Card – Check Eligibility & Step to Apply

Documents Required For Aadhaar With ESIC Card:

• Original and photocopy of your Aadhaar card.
• Original and photocopy of your ESIC card.

How To Link Aadhaar With ESIC Card Offline?

A filled-out Aadhaar seeding application form (available at ESIC branch offices).

Steps:

1. Visit your nearest ESIC branch office.

2. Submit the required documents along with the completed application form to the designated official.

3. The ESIC representative will verify your documents and process your Aadhaar seeding request.

4. You might receive a confirmation slip or notification once your Aadhaar is successfully linked.

Important Reminders

Ensure the information on your Aadhaar card matches your ESIC records to avoid any delays.

Keep a copy of the Aadhaar linking confirmation for your reference.

In case of any issues during the linking process, contact the ESIC customer support helpline or visit your nearest branch office for assistance.

Conclusion

Linking your Aadhaar with your ESIC card offers a convenient and secure way to access various ESIC benefits. By following the steps outlined above, you can ensure a smoother experience when availing yourself of the healthcare and social security programs offered by ESIC.

Addressing Concerns and Looking Ahead

1. Data Privacy and Security: The Government of India assures strict data privacy measures surrounding Aadhaar. You can learn more about these safeguards on the UIDAI (Unique Identification Authority of India).

2. ABHA and the Future of ESIC Services: ABHA (Ayushman Bharat Health Account) is a national initiative aimed at creating digital health records for Indian citizens. While currently separate, there might be potential integration of ABHA with ESIC services in the future for a more holistic healthcare experience.

We recommend staying informed about any future developments regarding ABHA and its potential connection to ESIC.

We hope you liked this blog and found it informational. Let us know your thoughts in the comments below!

Disclaimer: The content on this blog is for informational purposes only. Accessing or using this site does not establish an attorney-client relationship. The information provided should not be considered legal or professional advice and must not be used as a replacement for consulting with a licensed attorney in your jurisdiction.

Also, Read: How to Get Rs. 2 lakh Personal Loan on Aadhaar Card?

FAQs

1. What Does ESIC Stand for on An Aadhaar Card?

Employees’ State Insurance Corporation.

2. Who Qualifies for An ESI Card?

Employees whose monthly salary does not exceed Rs. 21,000, and Rs. 25,000 for disabled individuals, are eligible for an ESI card.

3. How Can One Claim An ESIC Card?

You can claim an ESIC card by registering online at the official website.

4. What is the Primary Purpose of the ESIC Card?

The ESIC card provides various benefits, including unemployment allowance, dependents’ benefits, disablement benefits, maternity benefits, sickness benefits, and medical benefits.

5. What is the Salary Threshold for Eligibility under the ESI Scheme?

The salary limit for eligibility under the ESI scheme is Rs. 21,000 per month.